Michael Ham

Born and raised in the Lone Star State, I've always had a knack for helping folks find their way around the confusing world of car financing. My goal is simple: to make sure you get the best deal possible on your next ride, one that fits your budget and your lifestyle. Everyone's situation is different, so I take the time to listen and understand your unique needs. Whether you're a first-time buyer or a seasoned pro, I'll walk you through all the options and explain things in plain English, no fancy financial jargon here. When I'm not crunching numbers and helping folks find their dream cars, you'll likely find me spending time with our four kids and two granddaughters. I love the beach and pretty much anything that involves an engine and wheels (except for lawn mowers).