Michael Smithey | Page 3

I am not a car salesman, and D&M is not al car dealership. We are an automotive leasing and consulting company whose primary focus is helping clients make the best financial decision for their individual situation. As an automotive financial advisor, I spend every day analyzing depreciation, ownership costs, equity positions, and long-term vehicle value. My goal is not simply to place you in a vehicle—it's to help you maximize the value of every dollar you spend and avoid costly financial mistakes that many consumers don't see until years later. Whether that means purchasing, leasing, or keeping your current vehicle longer, my recommendation is always based on what makes the most financial sense for you, not on selling a particular vehicle.