Miguel Toledo
Miguel Toledo at Nissan of Clearwater

Miguel Toledo | Page 3

Finance Director

Nissan of Clearwater

15232 US 19 North
Clearwater, FL 33764

Contact Me
4.6
257 Reviews

Dealership Experience

4 yrs, 7 mos

Industry Experience

6 yrs, 1 mo

Languages Spoken

English English

Spanish Spanish

4.6

257 Reviews

Write a Review

257 Reviews of Miguel Toledo

January 02, 2026

Dealership Rating
Employee Rating

Kelsi did a great job providing the information requested and attention to detail. We have had several transactions with this dealership and this is our first time working with Kelsi and would do so again. More

by peacexsix
Sales Price Transparency
Trade-in Experience
Purchase Time
Finance Experience
Recommend Dealer
Yes

Other Employees Tagged: Khalid Anas, Kelsi Bragg

Jan 02, 2026

Nissan of Clearwater responded

Thank you so much for your wonderful review! We are thrilled that we had the opportunity to provide you with great service. We thank you for choosing Nissan of Clearwater!

December 31, 2025

Dealership Rating
Employee Rating

I am 86 years old, my wife and I were in need of a new car, the one we drove was 26 years old, my wife is in bad health and I was afraid this old car would quit on us as we went to doctors appointments ju More

by jbayou
Sales Price Transparency
Trade-in Experience
Purchase Time
Finance Experience
Recommend Dealer
No

Other Employees Tagged: Kelsi Bragg , Nelson

Jan 08, 2026

Nissan of Clearwater responded

Thank you for this feedback. We're very sorry to see that you didn't have the best experience at our dealership. Would you mind sending us a message with your contact information so we can learn more and address your concerns? While we're disappointed to learn that we didn't meet your expectations, we'd love to try to turn things around and make sure the same thing doesn't continue to happen.

Jan 07, 2026

jbayou responded

CONSUMER FRAUD ALERT: Whistleblower Suit Against Morgan Auto Group Details Widespread Practices Defrauding Florida Car Buyers A whistleblower lawsuit has been filed in Florida’s 13th Judicial Circuit outlining formal claims brought against Morgan Auto Group—one of the nation’s largest automotive retailers, with over 70 dealership locations across the state of Florida. The complaint alleges coordinated efforts to deceive customers through numerous payment inflation tactics that have potentially negatively impacted car buyers across the Sunshine State. Primary Logo News provided by Duffie Law Dec 05, 2025, 11:19 AM ET TAMPA, Fla., Dec. 05, 2025 (GLOBE NEWSWIRE) -- Duffie Law has issued this consumer notice in the wake of a former finance executive for Morgan Auto Group (MAG) filing a whistleblower complaint against the company, citing a range of deceptive practices used to mislead and overcharge customers purchasing vehicles at the group’s Florida dealerships. These allegedly include: “payment packing, whereby customers are charged for products that the customers did not want or did not know they were purchasing”—and sale of “useless warranty agreements that offer little to no protection to the consumers who purchased them.” The complaint—Mirabito v. Morgan Auto Group, LLC, & Sarasota L Automotive Management, LLC (Case No: 25-CA-006252)—was filed in Hillsborough County, Florida. It cites claims detailed by former Finance Director Jason Mirabito, an auto executive with over 25 years of experience managing sales and finance departments across dealerships throughout the U.S. According to the complaint, Mirabito was hired by Morgan Auto Group in 2022 and was subsequently asked to support the group’s dealerships across Southwest Florida, including locations such as Audi Tampa; BMW Sarasota; Jaguar Land Rover of Sarasota; Honda of Sarasota, and others. The filing states that he was also hired as Finance Director for Sarasota L Automotive Management (SAM), a MAG-owned retail location doing business as Jaguar Land Rover of Sarasota. As the complaint states: “During the course of his employment, Mirabito learned about the litany of practices employed by SAM and MAG to drive up the cost of vehicles to increase profits for the dealerships.” The complaint alleges numerous deceptive practices surrounding vehicle warranty and finance products offered by MAG or its dealerships, including those sold to customers as: “GAP or GAP+,” “EquityShield,” “AutoPayPlus,” “Permaplate” and “Crystal Fusion” and “factory wrap VSC.” According to the complaint, Mirabito repeatedly complained and raised concerns with members of management at Morgan Auto Group, but misleading practices continued. Then, in August 2024: “Mirabito uncovered serious accounting deficiencies related to chargebacks at one of MAG’s…locations and requested a store audit to address what could be a company-wide issue.” Mirabito says he was suddenly and immediately terminated, with the complaint stating that this was “in direct retaliation for objecting to and/or refusing to participate in a policy, practice or activity that was a violation of a law, rule, or regulation.” The complaint also contains communications from one MAG location’s manager appearing to reference the auto group’s allegedly deceptive methods in the face of scrutiny over alleged improper billing practices: “We can’t fight the elderly. Take what we can get...We know buyers are liars. Just can’t have major heat...We get over on the other 98%.” The complaint can be viewed in full: here. ALERT TO FLORIDA CAR BUYERS & WHISTLEBLOWERS: Consumers who have purchased a vehicle through a Morgan Auto Group dealership are advised to closely review their documentation. According to counsel, buyers who suspect they may have been charged for products not delivered, or payments that differ from what was originally approved, may be affected by deceptive practices detailed in the suit. According to counsel, notable items of concern could include: Retail installment sales contracts “GAP,” “GAP+,” or “Equity Shield” coverage “Factory wrap VSC” Enrollment in AutoPayPlus or similar debit programs Counsel is encouraging former employees or others with firsthand knowledge of these issues to come forward and to confidentially share information with an attorney of their choice. Since the filing, Duffie Law has become aware of multiple current and former MAG employees who have shared similar experiences, and expressed concerns related to themselves and Florida consumers.

December 28, 2025

Dealership Rating
Employee Rating

I am sharing this review to warn others about my experience with Nissan of Clearwater, which was the worst vehicle purchase I’ve ever made. I purchased a 2019 BMW X6 after choosing Nissan of Clea More

by rwusna95
Sales Price Transparency
Trade-in Experience
Purchase Time
Finance Experience
Recommend Dealer
No
Jan 08, 2026

Nissan of Clearwater responded

We're sorry to hear about your experience and would love to get to the bottom of it with you and see if there is something we can come up with to turn it around for you as quickly as possible. If you would be willing to continue the conversation, we would appreciate the opportunity to address your concerns. Please let us know the best way to reach you.

Jan 08, 2026

rwusna95 responded

I have provided my contact information privately and look forward to having my issues heard and resolved fairly. Thank you.

December 22, 2025

Dealership Rating
Employee Rating

Jt an Miguel did a awesome job getting me into new car, they worked their magic to get me the best rate and option More

by Dallas
Sales Price Transparency
Trade-in Experience
Purchase Time
Finance Experience
Recommend Dealer
Yes

Other Employees Tagged: JT Douglas

Dec 22, 2025

Nissan of Clearwater responded

It's great to hear that we were able to help you out. Our goal is to make sure everyone who walks through the door leaves happy. Thank you for choosing Nissan of Clearwater!

December 14, 2025

Dealership Rating
Employee Rating

Very prompt and patient with me. Very knowledgeable about car. Very personable. Easy to talk to. More

by Cm
Sales Price Transparency
Trade-in Experience
Purchase Time
Finance Experience
Recommend Dealer
Yes

Other Employees Tagged: Ridan Duardo

Dec 14, 2025

Nissan of Clearwater responded

Thank you! It has been a pleasure serving you. Quality customer service is always our number one priority, and we're happy to hear that we met your expectations. Thank you again for choosing Nissan of Clearwater. We look forward to having you as one of our valued customers for many more years to come!

December 13, 2025

Dealership Rating
Employee Rating

Super fast, friendly staff great selection great pricing. JT was one of the best car salesman that I’ve had very friendly outgoing, hard-working for his age. More

by flyingnut02
Sales Price Transparency
Trade-in Experience
Purchase Time
Finance Experience
Recommend Dealer
Yes

Other Employees Tagged: JT Douglas

Dec 13, 2025

Nissan of Clearwater responded

It's great to hear that we were able to help you out. Our goal is to make sure everyone who walks through the door leaves happy. Thank you for choosing Nissan of Clearwater!

November 27, 2025

Dealership Rating
Employee Rating

Sales and Finance were good - the detail crew could have done a better job on preparing the truck. More

by patrickmcnulty34
Sales Price Transparency
Trade-in Experience
Purchase Time
Finance Experience
Recommend Dealer
Yes

Other Employees Tagged: Jacob Sanchez

November 19, 2025

Dealership Rating
Employee Rating

Very nice and clean. Extremely professional and welcoming when arrived. Highly recommend for any one to visit. More

by anmoore1985
Sales Price Transparency
Purchase Time
Finance Experience
Recommend Dealer
Yes

Other Employees Tagged: TJ Wright, Thomas Puerta Marin

Nov 19, 2025

Nissan of Clearwater responded

Thank you for your kind review! We are so glad that our team provided you with a top-notch experience and we are honored to have earned your recommendation. Please do not hesitate to give us a call if there is ever anything more that we may help you with.

November 15, 2025

Dealership Rating
Employee Rating

I recently visited Nissan and it ended up being one of the best car-buying experiences I’ve ever had. From the moment I walked in, the staff greeted me with genuine friendliness—not the pushy sales vibe y More

by Bellacar95
Finance Experience
Recommend Dealer
Yes

Other Employees Tagged: Thomas Puerta Marin

Nov 17, 2025

Nissan of Clearwater responded

Thank you for taking the time to leave us this positive review! We are delighted that our team provided you with the quality care that you deserve and ensured your experience with us was pressure-free. We greatly appreciate the opportunity to work with you. Wishing you the safest of travels in your new ride until we meet again!

October 30, 2025

Dealership Rating
Employee Rating

All that were involved with purchasing my vehicle from Kelsi to the finance department was amazing More

by SERIOUSLAIDEE
Sales Price Transparency
Trade-in Experience
Purchase Time
Finance Experience
Recommend Dealer
Yes

Other Employees Tagged: Khalid Anas, Kelsi Bragg

Oct 31, 2025

Nissan of Clearwater responded

Congratulations on your new vehicle! We are happy to hear that Kelsi and the team took great care of you. We thank you for your kind review and we hope for an opportunity to work with you again!

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