Mark Chernowski

I've been running my credit for vehicles at this dealership and I can't believe they doesn't allow consumers to ask for supervisors. Today Oct 2 2024 I spoke with a salesman that says he deals direc dealership and I can't believe they doesn't allow consumers to ask for supervisors. Today Oct 2 2024 I spoke with a salesman that says he deals directly with finance but he doesn't know that the Consumer credit transaction is governed by Truth in lending act and that full disclosure shall be met even if I didn't sign the contract. He admitted that the dealership engages in fraud by misleading consumers into believing down payments are necessary 15 USC 1605 says no comparable cash transaction necessary when finance charge is present the finance charge is a loan( Purchase Money Loan) to be exact which is a cash advance by exchange of promissory Note aka contracts. I asked for financing director or the GM he said I didn't need to speak with them I said your dealership has my social security number which makes them trustees to my trust and their Fiduciary obligations is for my best interest which is sale me the car . If anyone went to this dealership and paid a down payment you were defrauded APR is the cost of the consumers credit which we are secured party creditors in this transaction. More

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