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2020 BMW 430 Gran Coupe
$21,888•used
Basics
Condition
used
Interior Color
black w/red stitching
Exterior Color
jet black
Drivetrain
All-wheel Drive
Transmission
Automatic
Fuel
Gas
Engine
2L I-4 gasoline direct injection, DOHC, variable valve control,
VIN
WBA4J3C07LBL11684
Stock Number
1030
Mileage
39,490
Features
Entertainment
•
Premium Sound System
Seating
•
Heated Seats
•
Memory Seat
Exterior
•
LED Headlights
•
Sunroof/Moonroof
•
Alloy Wheels
Convenience
•
Keyless Start
•
Heated Steering Wheel
•
Navigation System
•
Power Liftgate
•
USB Port
Safety
•
Brake Assist
•
Automatic Emergency Braking
•
Backup Camera
•
Blind Spot Monitor
•
Stability Control
•
Lane Departure Warning
View Full List of Features
Features
These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.
- 4 Door Curb/Courtesy
- Aux Audio Input Jack
- Brake Assist and Hill Hold Control
- Clock
- Front And Rear Vented Discs
- Illuminated Entry
- Illuminated Ignition Switch and Panic Button
- Odometer
- Oil Temperature
- Residual Heat Recirculation and Console Ducts
- Speed Compensated Volume Control
- Steering Wheel Controls and Radio Data System
- Tachometer
- Trip Odometer and Trip Computer
- Windows and Sunroof/Convertible Roof
- 1 LCD Monitor In The Front
- 12V power outlets 4 12V power outlets
- 15.8 Gal. Fuel Tank
- 2 Seatback Storage Pockets
- 2-Way Power Driver Seat -inc: Power Seatback Side Bolster Support and Manual Cushion Extension
- 2-Way Power Passenger Seat -inc: Power Seatback Side Bolster Support and Manual Cushion Extension
- 2.0L DOHC 16-Valve 4-Cylinder Turbocharged Engine
- 2.81 Axle Ratio
- 205w Regular Amplifier
- 3-point seatbelt Rear seat center 3-point seatbelt
- 4 12V DC Power Outlets
- 4-Wheel Disc Brakes w/4-Wheel ABS
- 40-20-40 Folding Bench Front Facing Fold Forward Seatback Rear Seat
- 4WD type Full-time AWD
- 9 Speakers
- 90-Amp/Hr 900CCA Maintenance-Free Battery w/Run Down Protection
- ABS And Driveline Traction Control
- ABS Brakes 4-wheel antilock (ABS) brakes
- ABS Brakes Four channel ABS brakes
- Accessory power Retained accessory power
- Active Driving Assistant
- Advanced Real-Time Traffic Information
- Air Filtration
- Air conditioning Yes
- Airbag Occupancy Sensor
- All Wheel Drive
- All-in-one key All-in-one remote fob and ignition key
- Alternator Type Brake Energy Regeneration regenerative alternator
- Ambient lighting
- Amplifier 205W amplifier
- Analog Appearance
- Antenna Diversity antenna
- Antenna Window grid audio antenna
- Apple CarPlay
- Apple CarPlay Compatibility
- Armrests front center Front seat center armrest
- Armrests rear Rear seat center armrest
- Audio Theft Deterrent
- Audio theft deterrent Audio system theft deterrent
- Auto On/Off Reflector Led Low/High Beam Auto-Leveling Daytime Running Lights Preference Setting Headlamps w/Delay-Off
- Auto door locks Auto-locking doors
- Auto headlights Auto on/off headlight control
- Auto levelling headlights Auto-leveling headlights
- Auto-dimming door mirror driver Auto-dimming driver side mirror
- Auto-dimming door mirror passenger Auto-dimming passenger side mirror
- Automatic Emergency Braking
- Aux input jack Auxiliary input jack
- BLACK W/RED STITCHING
- BMW Assist eCall
- BMW TeleServices
- Back-Up Camera
- Backup Camera
- Basic warranty 48 month/50
- 000 miles
- Battery charge warning
- Battery run down protection
- Battery type Lead acid battery
- Beverage holders Front beverage holders
- Beverage holders rear Rear beverage holders
- Black Grille w/Chrome Surround
- Blind Spot Monitor
- Blind spot Active Blind Spot Detection
- Body panels Fully galvanized steel body panels with side impact beams
- Body-Colored Door Handles
- Body-Colored Front Bumper w/Black Bumper Insert
- Body-Colored Power Heated Auto Dimming Side Mirrors w/Power Folding and Turn Signal Indicator
- Body-Colored Rear Bumper
- Brake Assist
- Brake assist system
- Brake pad warning Brake pad wear indicator
- Brake type 4-wheel disc brakes
- Bulb warning Bulb failure warning
- Bumper insert Black front bumper insert
- Bumpers front Body-colored front bumper
- Bumpers rear Body-colored rear bumper
- CONVENIENCE PACKAGE
- Cabin air filter
- Cargo Area Concealed Storage
- Cargo Space Lights
- Cargo access Power cargo area access release
- Cargo floor type Carpet cargo area floor
- Cargo light Cargo area light
- Cargo tie downs Cargo area tie downs
- Carpet Floor Trim and Carpet Trunk Lid/Rear Cargo Door Trim
- Child door locks Manual rear child safety door locks
- Clearcoat Paint
- Climate control Automatic climate control
- Clock In-dash clock
- Collision Mitigation-Front
- Compressor TwinPower intercooled turbo
- Concealed cargo storage Cargo area concealed storage
- ConnectedDrive Services
- Console insert material Genuine wood console insert
- Convenience Package
- Convertible
- Corrosion perforation warranty 144 month/unlimited
- Cruise Control w/Steering Wheel Controls
- Cruise control Dynamic Cruise Control cruise control with steering wheel mounted controls
- Curtain 1st And 2nd Row Airbags
- Cylinder head material Aluminum cylinder head
- DRL preference setting
- Day-Night Auto-Dimming Rearview Mirror
- Day/Night rearview mirror
- Delay off headlights Delay-off headlights
- Delayed Accessory Power
- Door ajar warning Rear cargo area ajar warning
- Door bins front Driver and passenger door bins
- Door bins rear Rear door bins
- Door handle material Body-colored door handles
- Door locks Power door locks with 2 stage unlocking
- Door mirror style Body-colored door mirrors
- Door mirror type Standard style side mirrors
- Door mirror with tilt-down in reverse Power passenger door mirror with tilt down in reverse
- Door panel insert Genuine wood door panel insert
- Door trim insert Leatherette door trim insert
- Drive type All-wheel drive
- Driver / Passenger And Rear Door Bins
- Driver And Passenger Knee Airbag
- Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination
- Driver Foot Rest
- Driver Information Center
- Driver foot rest
- Driver information center
- Driver lumbar Driver seat with 4-way power lumbar
- Driver seat direction Driver seat with 12-way directional controls
- Drivetrain selectable Driver selectable drivetrain mode
- Dual Climate Control
- Dual Stage Driver And Passenger Front Airbags
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Dual Zone Front Automatic Air Conditioning
- Dual-zone front climate control
- Electric Power-Assist Speed-Sensing Steering
- Electronic Stability Control (ESC)
- Electronic stability control Electronic stability control system
- Emergency SOS BMW Assist eCall vehicle integrated emergency SOS system
- Emissions LEV3-SULEV30 emissions
- Emissions tiers Tier 3 Bin 30 emissions
- Engine 2L I-4 gasoline direct injection
- DOHC
- variable valve control
- TwinPower intercooled turbo
- premium unleaded
- engine with 248HP
- Engine Auto Stop-Start Feature
- Engine Cylinders I4
- Engine Location Front mounted engine
- Engine Mounting direction Longitudinal mounted engine
- Engine block material Aluminum engine block
- Engine temperature warning
- Engine: 2.0L DOHC 16-Valve 4-Cylinder Turbocharged
- Express Open/Close Sliding And Tilting Glass 1st Row Sunroof w/Sunshade
- External memory External memory control
- FINELINE ANTHRACITE WOOD TRIM W/PEARL GLOSS CHROME
- FOB Controls -inc: Cargo Access
- Fade-To-Off Interior Lighting
- First-row sunroof First-row sliding and tilting glass sunroof with express open/close activation sunshade
- First-row windows Power first-row windows
- Fixed Rear Window w/Defroster
- Floor console Full floor console
- Floor console storage Covered floor console storage
- Floor coverage Full floor coverage
- Floor covering Full carpet floor covering
- Floor mats Carpet front and rear floor mats
- Fob engine controls Smart key with push button start
- Fob sunroof controls Keyfob sunroof/convertible roof control
- Fob window controls Keyfob window control
- Fog lights LED front fog lights
- Folding door mirrors Power folding door mirrors
- Folding rear seats 40-20-40 folding rear seats
- Forward collision warning Active Driving Assistant forward collision mitigation
- Front And Rear Anti-Roll Bars
- Front And Rear Map Lights
- Front Center Armrest and Rear Center Armrest
- Front Cupholder
- Front Fog Lamps
- Front anti-roll Front anti-roll bar
- Front anti-whiplash head restraints Anti-whiplash front seat head restraints
- Front head restraint control Manual front seat head restraint control
- Front head restraints Height and tilt adjustable front seat head restraints
- Front impact airbag driver Driver front impact airbag
- Front impact airbag passenger Passenger front impact airbag
- Front passenger lumbar Front passenger seat with 4-way power lumbar
- Front reading lights
- Front seat type Sport front bucket seats
- Front seat upholstery SensaTec leatherette front seat upholstery
- Front seatback upholstery Plastic front seatback upholstery
- Front side impact airbag driver Seat mounted side impact driver airbag
- Front side impact airbag passenger Seat mounted side impact front passenger airbag
- Fuel Type Premium Unleaded
- Fuel door lock Power fuel door lock
- Full Carpet Floor Covering -inc: Carpet Front And Rear Floor Mats
- Full Cloth Headliner
- Full Floor Console w/Covered Storage and 4 12V DC Power Outlets
- Full-Time All-Wheel
- Fully Galvanized Steel Panels
- Garage Door Transmitter
- Garage door opener
- Gas-Pressurized Shock Absorbers
- Gauges -inc: Speedometer
- Gearshifter material Leather and metal-look gear shifter material
- Glove box Illuminated locking glove box
- Grille style Black grille with chrome surround
- HD Radio
- HEATED FRONT SEATS
- HEATED STEERING WHEEL
- HVAC -inc: Underseat Ducts
- Hands-Free Bluetooth & USB Audio Connection
- Handsfree Bluetooth handsfree wireless device connectivity
- Headlight type Reflector headlights
- Headlights LED low and high beam headlights
- Headlights on reminder
- Headliner coverage Full headliner coverage
- Headliner material Cloth headliner material
- Heated Seats
- Heated Steering Wheel
- Heated door mirrors Heated driver and passenger side door mirrors
- Heated front seats Heated driver and front passenger seats
- Heated steering wheel
- Heated wipers Heated front windshield jets
- Hi-Fi Sound System
- High mount stop light High mounted center stop light
- Hill start assist
- Ignition Spark ignition system
- Illuminated Locking Glove Box
- Illuminated entry
- Illuminated glove box
- Illuminated ignition switch
- Immobilizer
- Instrumentation display Analog instrumentation display
- Integrated navigation Integrated navigation system with voice activation
- Interior Lock Disable
- Interior Trim -inc: Metal-Look Interior Accents
- Interior accents Metal-look interior accents
- Interior courtesy lights Fade interior courtesy lights
- Interior lock disable
- Internet access ConnectedDrive Services mobile hotspot internet access
- Internet radio capability
- JET BLACK
- Key in vehicle warning
- Keyfob cargo controls Keyfob trunk control
- Keyfob door locks Keyfob activated door locks
- Keyless Entry
- Keyless Start
- Knee airbag Driver and passenger side knee airbag
- Lane Departure Warning
- Lane departure Lane Departure Warning
- Leather/Metal-Look Gear Shifter Material
- Leatherette Door Trim Insert
- Light Tinted Glass
- Lock-up transmission
- Locking hub control Permanent locking hub control
- Low level warnings Low level warning for oil
- coolant
- fuel
- washer fluid and brake fluid
- Low tire pressure warning Tire specific low air pressure warning
- Maintenance warranty 36 month/36
- 000 miles
- Manual Anti-Whiplash w/Tilt Front Head Restraints and Manual Adjustable Rear Head Restraints
- Manual Tilt/Telescoping Steering Column
- Manual driver seat controls Driver seat manual cushion extension
- Manual passenger seat controls Passenger seat manual cushion extension
- Memory Seat
- Memory Settings -inc: Door Mirrors
- Memory settings Memory settings include: door mirrors
- Metal-Look Side Windows Trim and Black Front Windshield Trim
- Multi-Link Rear Suspension w/Coil Springs
- Multiple headlights Multiple enclosed headlights
- Navigation System
- Number of airbags 8 airbags
- Number of beverage holders 6 beverage holders
- Number of door entry light(s) 4 door entry light(s)
- Number of doors 4 doors
- Number of first-row screens 1 total number of 1st row displays
- Number of memory settings 2 memory settings
- Occupancy sensor Airbag occupancy sensor
- Oil pressure warning
- Oil temperature gage
- One-touch down window Front and rear one-touch down windows
- One-touch up window Front and rear one-touch up windows
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point and Pretensioners
- Outside Temp Gauge
- Overdrive transmission
- Overhead airbags Curtain first and second-row overhead airbags
- Paint Clearcoat paint
- Panel insert Genuine wood and metal-look instrument panel insert
- Park Distance Control Front And Rear Parking Sensors
- Parking Assist
- Parking sensors Parking Assistant front and rear parking sensors
- Passenger doors rear left Conventional left rear passenger door
- Passenger doors rear right Conventional right rear passenger door
- Passenger seat direction Front passenger seat with 12-way directional controls
- Pedestrian detection Pedestrian impact prevention
- Perimeter Alarm
- Perimeter approach lighting Remote activated perimeter approach lighting
- Perimeter/Approach Lights
- Power 1st Row Windows w/Front And Rear 1-Touch Up/Down
- Power Door Locks w/Autolock Feature
- Power Driver Seat
- Power Front Seats
- Power Fuel Flap Locking Type
- Power Liftgate Rear Cargo Access
- Power Rear Windows and Fixed 3rd Row Windows
- Power driver seat controls Driver seat power reclining
- cushion tilt
- fore/aft control and height adjustable control
- Power driver seat controls Driver seat power reclining
- lumbar support
- seatback side bolster support
- cushion tilt
- fore/aft control and height adjustable control
- Power passenger seat controls Passenger seat power reclining
- cushion tilt
- fore/aft control and height adjustable control
- Power passenger seat controls Passenger seat power reclining
- lumbar support
- seatback side bolster support
- cushion tilt
- fore/aft control and height adjustable control
- Powertrain type ICE
- Powertrain warranty 48 month/50
- 000 miles
- Primary display size 8.8 inch primary display
- Primary display touchscreen Primary monitor touchscreen
- Proximity Key For Push Button Start Only
- RDS Radio data system (RDS)
- Radiator
- Radio AM/FM/digital/SiriusXMsatellite
- Radio Control US
- Radio w/Seek-Scan
- Radio: AM/FM
- Rain Sensing Front Wipers
- Rain detecting wipers
- Real time traffic Advanced Real Time Traffic Information (ARTTI) real-time traffic
- Rear Air Conditioning Controls
- Rear Child Safety Locks
- Rear Cupholder
- Rear HVAC w/Separate Controls
- Rear Springs Regular grade rear springs
- Rear anti-roll Rear anti-roll bar
- Rear bench seats Rear bench seat
- Rear camera Rear mounted camera
- Rear cargo door Power liftgate rear cargo door
- Rear climate control Rear climate control system with separate controls
- Rear console climate control ducts
- Rear head restraint control 3 rear seat head restraints
- Rear head restraint control Manual rear seat head restraint control
- Rear head restraints Height adjustable rear seat head restraints
- Rear reading lights
- Rear seat direction Front facing rear seat
- Rear seat folding position Fold forward rear seatback
- Rear seat upholstery SensaTec leatherette rear seat upholstery
- Rear seatback upholstery Carpet rear seatback upholstery
- Rear seats fixed or removable Fixed rear seats
- Rear under seat ducts Rear under seat climate control ducts
- Rear window defroster
- Rear windshield Fixed rear windshield
- Rearview mirror Auto-dimming rear view mirror
- Regenerative 210 Amp Alternator
- Remote Keyless Entry w/Integrated Key Transmitter
- Remote Releases -Inc: Power Cargo Access
- Remote Services
- Remote panic alarm
- Residual heat recirculation
- Roadside warranty 48 month/unlimited
- Runflat Tires
- Running lights LED daytime running lights
- Satellite Radio Preparation
- Satellite trial 12 month satellite trial subscription
- Seatback storage pockets 2 seatback storage pockets
- Seatbelt pretensioners Front seatbelt pretensioners
- Seatbelt pretensioners number 2 seatbelt pre-tensioners
- Seating capacity 5
- Second-row windows Power second-row windows
- Security system
- Seek scan
- Selectable mode transmission Driving Experience Control selectable mode transmission
- SensaTec Upholstery
- Sequential shift control STEPTRONIC Sequential shift with steering wheel controls
- Service interval warning BMW TeleServices service interval indicator
- Shock absorbers Gas-pressurized shock absorbers
- Side Impact Beams
- Single Stainless Steel Exhaust w/Dark Chrome Tailpipe Finisher
- Smart device integration Apple CarPlay Compatibility smart device wireless mirroring
- Speakers Standard grade speakers
- Speakers number 9 speakers
- Special paint Monotone paint
- Speed Sensitive Rain Detecting Variable Intermittent Wipers w/Heated Jets
- Speed sensitive steering Servotronic speed sensitive power steering
- Speed sensitive volume
- Speed sensitive wipers
- Split front seats Bucket front seats
- Sport Leather Steering Wheel
- Sport Seats
- Sport steering wheel
- Springs front Front coil springs
- Springs rear Rear coil springs
- Stability Control
- Start-stop engine Auto stop-start engine
- Steering Electric power-assist steering system
- Steering mounted audio control Steering wheel mounted audio controls
- Steering type Rack-pinion steering
- Steering type number of wheels 2-wheel steering system
- Steering wheel material Leather steering wheel
- Steering wheel telescopic Manual telescopic steering wheel
- Steering wheel tilt Manual tilting steering wheel
- Streaming Audio
- Strut Front Suspension w/Coil Springs
- Sunroof/Moonroof
- Suspension Standard ride suspension
- Suspension ride type front Independent front suspension
- Suspension ride type rear Independent rear suspension
- Suspension type front Strut front suspension
- Suspension type rear Multi-link rear suspension
- Tachometer
- Tailgate control Tailgate/power door lock
- Tailgate/Rear Door Lock Included w/Power Door Locks
- Tailpipe Stainless steel single exhaust with dark chrome tailpipe finisher
- Temperature display Exterior temperature display
- Third-row windows Fixed third-row windows
- Tinted windows Light tinted windows
- Tire Specific Low Tire Pressure Warning
- Tires P225/40VR19 run-flat AS BSW front and rear tires
- Tires P225/40YR19 run-flat AS BSW front and rear tires
- Tires P225/40YR19 run-flat AS BSW front tires and P255/35YR19 run-flat AS BSW rear tires
- Tires P225/45YR18 run-flat AS BSW front tires and P255/40YR18 run-flat AS BSW rear tires
- Tires P225/45YR18 run-flat performance BSW front tires and P255/40YR18 run-flat performance BSW rear tires
- Tires P225/45YR18 summer performance BSW front tires and P255/40YR18 summer performance BSW rear tires
- Tires: 225/45R18
- Tracker System
- Traction Control
- Traction control All-speed ABS and driveline traction control
- Transmission 8-speed automatic
- Transmission Type Automatic
- Transmission electronic control
- Transmission w/Driver Selectable Mode and STEPTRONIC Sequential Shift Control w/Steering Wheel Controls
- Transmission: 8-Speed Sport Automatic
- Trip Computer
- Trip computer
- Trip odometer
- Trunk hatch Trunk/hatch auto-latching
- Trunk lid trim Carpet trunk lid trim
- Trunk/Hatch Auto-Latch
- Turbocharged
- Turn signal in door mirrors Turn signal indicator in door mirrors
- USB Port
- USB ports 1 USB port
- Valet Function
- Valet key
- Variable intake manifold
- Variable panel light Variable instrument panel light
- Vehicle tracker
- Ventilated brakes Front and rear ventilated disc brakes
- Visor driver mirror Driver visor mirror
- Visor illuminated driver mirror Illuminated driver visor mirror
- Visor illuminated passenger mirror Illuminated passenger visor mirror
- Visor passenger mirror Passenger visor mirror
- WIFI Hotspot
- Wheels 18 x 8-inch front and 18 x 8.5-inch rear gray aluminum wheels
- Wheels 18 x 8-inch front and 18 x 8.5-inch rear silver aluminum wheels
- Wheels 18 x 8-inch front and rear silver aluminum wheels
- Wheels 19 x 8-inch front and 19 x 8.5-inch rear black aluminum wheels
- Wheels 19 x 8-inch front and 19 x 8.5-inch rear gray aluminum wheels
- Wheels 19 x 8-inch front and rear gray aluminum wheels
- Wheels: 18 x 8 Double-Spoke Orbit Grey -inc: Style 397
- Window Grid Diversity Antenna
- Window Trim Metal-look side window trim
- Windshield trim Black windshield trim
- Wipers Variable intermittent front windshield wipers
- Wireless streaming Bluetooth wireless audio streaming
Seller's Comments
This 2020 BMW 4 Series 430i xDrive, Blind Spot, Heated Seats and Steering Wheel is offered to you for sale by Quality Auto Center. This BMW includes: HEATED FRONT SEATS Heated Front Seat(s) BLACK W/RED STITCHING, SENSATEC UPHOLSTERY Premium Synthetic Seats CONVENIENCE PACKAGE Power Passenger Seat Power Driver Seat Heated Front Seat(s) Passenger Adjustable Lumbar Blind Spot Monitor Driver Adjustable Lumbar FINELINE ANTHRACITE WOOD TRIM W/PEARL GLOSS CHROME Woodgrain Interior Trim HEATED STEERING WHEEL Heated Steering Wheel JET BLACK *Note - For third party subscriptions or services, please contact the dealer for more information.* Put performance, safety, beauty, sophistication and all the right amenities into a car, and here it is! Now you can own luxury without the luxury price tag! The greater your fuel-efficiency, the less your carbon footprint. And with exceptional MPGs, this BMW 4 Series treads ever so lightly on Mother Earth. Enjoy driving? Well now you will get more thrills behind the wheel thanks to the heightened performance of AWD. Better handling. Better traction. Better driving experience. This low mileage BMW 4 Series has barely been touched. It's the next best thing to buying new. No Credit / Bad Credit / No Paystubs, No problem !! ! All Approved ! Everyone drives ! CLEAN, GORGEOUS, LOW MILES, SHOWROOM CONDITION. CALL NOW QUALITY CERTIFIED up to 3 YEARS 100,000 MILE WARRANTY , To Certify a vehicle, there will be an additional cost for Certification. CALL NOW For details. STUNNING AGGRESSIVE LOOK ON THIS BEAUTIFUL--Call today to schedule a test drive... Good Credit/Bad Credit/No problem!!!! Get paid cash? No problem!! 100% Credit Approval with interest rates starting at 5.99% for qualified customers, our rates will not be beaten. We price our cars at wholesale price to guarantee the best deals for our customers. Our inventory moves quick, please call to confirm the availability of the vehicle of your interest; Springfield location 973-564-0112. This vehicle is located at our SPRINGFIELD location. Come visit our new showroom in Springfield NJ. ADVERISED PRICING IS HONORED FOR FINANCING AFTER DOC. FEE, STATE TAX, DMV CHARGES AND $4,995 DOWN PAYMENT FOR WELL QUALIFIED CUSTOMERS CONTINGENT TO BANK APPROVAL, CONTACT DEALERSHIP FOR MORE DETAILS.
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Quality Auto Center of Springfield
4.8
|
646 Lifetime Reviews
345 Route 22
Springfield Township, New Jersey 07081
(908) 925-0020
Information deemed reliable but not guaranteed. Interested parties should confirm all data before relying on it to make a purchase decision. All prices and specifications are subject to change without notice. Prices may not include additional fees such as government fees and taxes title and registration fees finance charges dealer document preparation fees dealer prep fees dealer inspection fees front end financing back end financing processing fees clerical expenses and emission testing and compliance charges. There is an additional $795 to all vehicles being financed with certain lenders. Internet special price may not be compatible with dealer sponsored or subsidized subprime financing.
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